Senior Product Manager - fintech startup with experienced founder team job

Permanent employee, Full-time · Köln

Job Description:
We’re an early-stage FinTech founded by an experienced team who have built multi-million Euro startups before. With our new venture, we are entering a regulated 100-billion-Euro market, backed by unicorn founders, senior industry executives, and global tier 1 VC investors. You’ll have the opportunity to join a fast-scaling startup as one of the first employees, working directly with the founders and shaping the future of our product. We are looking for a Senior Product Manager to join us full-time from February 2026 onwards.
Your Role:
As a Senior Product Manager, you will own a core product area end-to-end and lead a cross-functional team to build user-focused, compliant solutions for our products. You’ll define the vision and roadmap, align it with user insights and business goals, and drive discovery, delivery, and iteration. Working closely with founders and senior stakeholders, you will lead the development, launch, and scale-up of new features and products, while using data and market signals to steer optimization. This role offers the opportunity to have direct impact, set standards for how we build product at Xaver, and mentor team members.
Your Key Responsibilities:

Product Development

  • Lead cross-functional collaboration with design, engineering, and business to define product requirements and the sequence of releases.
  • Own intuitive, user-focused financial advisory solutions with compliance by design.
  • Create and maintain a clear product roadmap and OKRs based on user insights and business priorities.

Stakeholder Collaboration

  • Work directly with founders and senior leadership to align on strategy and outcomes.
  • Act as the key liaison between engineering, design, business/sales teams and clients translating complex capabilities into clear product requirements.
  • Gather, challenge, and document requirements from internal and external stakeholders (incl. enterprise clients).

Execution & Delivery

  • Drive the development and on-time launch of new features and products with high quality.
  • Set up and own product rituals (planning , reviews, decision logs) and ensure continuous iteration based on feedback and metrics.
  • Proactively identify risks, manage dependencies, and keep everyone aligned.

Analytics & Optimization

  • Define success metrics, instrument analytics, and analyze product performance to identify improvement levers.
  • Conduct and support on market and competitor analysis to inform product decisions and positioning.
  • Engage on customer research and user testing to validate features and improve attractiveness and conversion.

AI & Technical Advocacy

  • Maintain a strong working understanding of AI concepts (LLMs/agentic workflows) and how they apply to the product’s core functionality, ensuring effective collaboration with technical teams.
  • Champion the product’s AI value proposition internally and externally, articulating how our solution addresses industry-specific challenges within a regulated environment.
Your Qualifications:
  • 5–8+ years of experience in product management, including ownership of a product area from concept to scale; FinTech/InsurTech or other regulated domains is a plus.
  • Proven track record of shipping impactful products, setting roadmaps/OKRs, and driving measurable outcomes.
  • Strong analytical and problem-solving skills; comfortable making decisions with data and trade-offs under ambiguity.
  • Technical fluency working with APIs/integrations and data/ML teams; you can go deep enough to make good product calls.
  • Excellent communication and stakeholder management skills, including with enterprise customers.
  • Self-motivated, hands-on, and adaptable, with a genuine passion for innovation and startups; experience mentoring juniors is a plus.
  • Fluency in English and German is required; other European languages are a plus.
Reporting to:
Ole Breulmann, Founder & CPTO
Location:
Company Headquarters in Cologne
What We Offer:
  • A paramount opportunity to shape the strategy of an industry-redefining venture from an early stage, working alongside experienced founders and being backed by internationally renowned investors from the start.
  • A role which offers continuous avenues for professional advancement and the outlook to take over leadership in the company.
  • Empowerment and trust will let you drive your own projects from day one.
  • Competitive remuneration. Additional company perks such as gym memberships round up an individual package.
  • An amazing office in the center of Cologne.
  • A collaborative, inclusive, and forward-thinking work culture.
Application Process:

Forward-thinking candidates are invited to submit their resume, an insightful cover letter, and a link to their LinkedIn profile.

Note: We are staunch believers in equal opportunities and celebrate diversity. Discrimination on grounds of race, religion, gender, sexual orientation, age, or any other factor is against our core principles.

About us
Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for life insurance and private pension sales, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.  
 
With a leadership team of experienced industry veterans - Max Bachem, Ole Breulmann Dr. Björn Holste and Nigel Jankelson - and backing from leading VC funds and a prominent group of former financial institution executives, fintech pioneers, and unicorn founders, Xaver is dedicated to improving the pension situation of Europeans through their B2B offering. 
Your application!
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